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What is a Life Waiver of Premium benefit?

September 22nd, 2017
A “Life Waiver of Premium” benefit – also called an “LWOP” benefit- is a provision that is commonly included in life insurance policies which waives the premiums normally required to maintain life insurance coverage for… Read More
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Categories: administrative, appeal, ERISA, group life insurance, individual life insurance, life insurance

FAQ: When should I get an attorney involved in my disability/life insurance/pension issue?

May 28th, 2015
There are three common times when you should think about involving an attorney in your ERISA employee benefits dispute or claim: (1) when submitting an application for benefits, (2) after the denial of benefits, and (3) at the commencement of litigat… Read More
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Categories: administrative, appeal, application, benefits, denial, disability, employee benefits, ERISA, group life insurance, health insurance, life insurance, long term disability, short term disability, termination

Unemployment Compensation Appeal Argument

February 12th, 2015
Here are pictures from Sarah Demers’ argument at the Minnesota Court of Appeals today! The case was an appeal of a denial of unemployment compensation benefits. Read More
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Categories: appeal, benefits, Sarah Demers, unemployment

Administrative Appeal Exhaustion

January 20th, 2015
If the insurer makes an “adverse benefits determination” (meaning a decision that is in some way not favorable to you – such as terminating or denying your benefits claim), ERISA regulations require that you be allowed to submit an… Read More
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Categories: administrative, appeal, benefits, deadline, ERISA, exhaustion, group life insurance, long term disability

Our firm's case was accepted for review by the MN Supreme Court!

February 12th, 2014
A life insurance case our firm has been working on for years now was accepted for review by the MN Supreme Court! Read more here: http://www.minnesota-litigator.com/2014/02/04/minnesota-litigator-profile-katherine-mackinnon/ Read More
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Categories: appeal, Katherine MacKinnon, life insurance, Minnesota Supreme Court, Sarah Demers

What to Do If Your Disability Benefits Are Terminated

November 26th, 2012
“Your Disability Benefits Have Been Terminated.” Working with insurance companies to maintain disability benefits is difficult. Even after your benefit claim is approved, which is a feat in itself, the insurance company usually has the right to r… Read More
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Categories: administrative, appeal, benefits, claim file, denial, long term disability, short term disability, termination