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What is a Life Waiver of Premium benefit?

A “Life Waiver of Premium” benefit – also called an “LWOP” benefit- is a provision that is commonly included in life insurance policies which waives the premiums normally required to maintain life insurance coverage for…

FAQ: When should I get an attorney involved in my disability/life insurance/pension issue?

There are three common times when you should think about involving an attorney in your ERISA employee benefits dispute or claim: (1) when submitting an application for benefits, (2) after the denial of benefits, and (3) at the commencement of litiga…

Unemployment Compensation Appeal Argument

Here are pictures from Sarah Demers’ argument at the Minnesota Court of Appeals today! The case was an appeal of a denial of unemployment compensation benefits.

Administrative Appeal Exhaustion

If the insurer makes an “adverse benefits determination” (meaning a decision that is in some way not favorable to you – such as terminating or denying your benefits claim), ERISA regulations require that you be allowed to submit a…

Our firm's case was accepted for review by the MN Supreme Court!

A life insurance case our firm has been working on for years now was accepted for review by the MN Supreme Court! Read more here: http://www.minnesota-litigator.com/2014/02/04/minnesota-litigator-profile-katherine-mackinnon/

What to Do If Your Disability Benefits Are Terminated

“Your Disability Benefits Have Been Terminated.” Working with insurance companies to maintain disability benefits is difficult. Even after your benefit claim is approved, which is a feat in itself, the insurance company usually has the right to r…

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