» individual life insurance

What is a Life Waiver of Premium benefit?

A “Life Waiver of Premium” benefit – also called an “LWOP” benefit- is a provision that is commonly included in life insurance policies which waives the premiums normally required to maintain life insurance coverage for…

Life Insurance Win in MN Supreme Court!

After years of hard work for Ms. Jacky Larson, our firm won a huge victory in the Minnesota Supreme Court on behalf of anyone with life insurance in Minnesota! Minnesota Stat 61A.11 says that: “In any claim upon a policy issued in this state w…

Interested in Converting? Tread Quickly and Carefully!

If you are leaving work for a health related reason – for example medical leave for treatment of an illness, short or long term disability, or other medical reason – it may be imperative to find out about whether you can take your life in…

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