» long term disability

Can't I Appeal My Long-Term Disability Claim Myself?

Yesterday, I received chocolate in the mail from a grateful non-client! I spoke to her a couple of times over the phone and was able to coach her into successfully appealing her long-term disability (LTD) claim on her own. So, the answer is yes ̵… Read More
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Assumptions, Calculations, and Formulas: Are My Benefit Payments Being Calculated Correctly?

The letter finally arrived from the insurance company letting you know you will begin receiving monthly disability benefit payments.  A week or so later, a check arrives in the mail.  The check is in an amount less than your normal paycheck.  You… Read More
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FAQ: When should I get an attorney involved in my disability/life insurance/pension issue?

There are three common times when you should think about involving an attorney in your ERISA employee benefits dispute or claim: (1) when submitting an application for benefits, (2) after the denial of benefits, and (3) at the commencement of litiga… Read More
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Administrative Appeal Exhaustion

If the insurer makes an “adverse benefits determination” (meaning a decision that is in some way not favorable to you – such as terminating or denying your benefits claim), ERISA regulations require that you be allowed to submit a… Read More
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Assumptions, Calculations, and Formulas: Are My Benefit Payments Being Calculated Correctly?

The letter finally arrived from the insurance company letting you know you will begin receiving monthly disability benefit payments.  A week or so later, a check arrives in the mail.  The check is in an amount less than your normal paycheck.  You… Read More
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Helpful Hints When Applying For Long or Short-Term Disability

Applying for disability benefits can be stressful. You’re sick and unable to work. You’re not sure about your financial future. You have forms to fill out, doctors to see, and decisions to be made. But being careful and thorough when filling out… Read More
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United States Supreme Court hears New ERISA Case

On October 15, 2013, the Supreme Court heard oral argument on a new ERISA case which will decide when a statute of limitations period will begin to run. Check out the summary of the arguments here: http://www.scotusblog.com/2013/10/argument-preview-w… Read More
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Social Security Disability Insurance and Long-Term Disability Benefits: Differences and Similarities

  Social Security Disability Insurance and Long-Term Disability Benefits: Differences and Similarities Many people who qualify for long-term disability benefits may also qualify for Social Security Disability Insurance (or SSDI) benefits.  The… Read More
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I Always Feel Like Somebody’s Watching Me…

I Always Feel Like Somebody’s Watching Me… When you are receiving short or long term disability benefits, or if you have applied for disability benefits, chances are the insurance company will do some investigation of your claim. Some types of in… Read More
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What to Do If Your Disability Benefits Are Terminated

“Your Disability Benefits Have Been Terminated.” Working with insurance companies to maintain disability benefits is difficult. Even after your benefit claim is approved, which is a feat in itself, the insurance company usually has the right to r… Read More
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